Personal collateral loans
Personal loans are loans personal pledge to comply with the requirements of Weihai bank certificates of deposit as collateral material, to the banks for a certain amount of RMB loans.
Customer loan application process:
(1) to apply: apply for the rights of the individual borrower as security for loans, bank outlets are required to submit an application and submit relevant materials;
(2) loan approval: Bank of investigation, examination and approval departments for approval by the right to consent, as security for stopping payment;
(3) signed a contract: signed a personal pledge of bank customers in the loan contract;
(4) loan: the borrower completed bank-related procedures can be confirmed by the audit loans;
(5) Customer payment: The customer agreed to make payments under the contract.
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